Credit Analysts

Zoom Recruitment is currently partnering with a leading organisation to recruit experienced Credit Risk Analysts. This is an excellent opportunity for a detail-oriented and analytical professional to play a key role in assessing credit risk, supporting business growth, and ensuring compliance with internal policies.

About the role:
As a Credit Risk Analyst, you will be responsible for analysing customer creditworthiness, managing risk exposure, and providing high-quality insights and recommendations to minimise credit losses while supporting commercial outcomes. You will act as a key point of contact for credit assessments, limit reviews, and portfolio monitoring.

Key responsibilities:

Credit Analysis & Risk Assessment:

• Analyse financial statements and conduct detailed credit assessments (including profitability, cash flow, and capital structure)
• Assess and determine appropriate credit limits and terms for new and existing customers
• Identify and evaluate risks across transactions, products, and customer portfolios
• Monitor credit exposure, investigate limit breaches, and highlight early warning signs
• Conduct portfolio reviews, covenant checks, and ongoing risk monitoring
• Prepare clear, concise credit reports and recommendations for management

Stakeholder Engagement:

• Liaise with internal stakeholders and customers to gain a strong understanding of business operations and risks
• Attend meetings, briefings, and engage with clients where required
• Support the Credit Risk Manager and contribute to team objectives

Compliance & Process Improvement:

• Ensure all credit decisions align with company policies, procedures, and relevant legislation
• Maintain accurate financial records and reporting
• Assist in implementing process improvements within the credit function
• Monitor industry trends, client performance, and emerging risks

About you:

• Proven experience in a Credit Risk / Credit Analyst role
• Strong financial analysis skills with the ability to interpret financial statements
• Excellent written and verbal communication skills
• High attention to detail with strong organisational and time management abilities
• Ability to work both independently and collaboratively in a team environment
• Degree in Finance, Commerce, Risk, or a related field (preferred)
• Intermediate to advanced skills in Microsoft Excel and Word

What’s on offer:

• Opportunity to work with a reputable organisation
• Supportive team environment
• Career growth and development opportunities

If you’re a motivated Credit Risk professional looking to take the next step in your career, apply now with Zoom Recruitment.